The New Mexico insurance sector offers a comprehensive range of insurance services. There are several major general insurance companies and an individual has a number of options to choose from within each insurance class.
New Mexico Insurance: Life Insurance Policy
New Mexico life insurance offers financial cover to beneficiaries, following the death of the policyholder. An individual can buy a long- or short-term life insurance policy based on personal insurance needs.
New Mexico Insurance: Healthcare Policy
New Mexico insurance laws allow the medical underwriting of all individual health insurance policies. This permits a health insurance provider to examine an individual’s health records. Based on the medical assessment, an insurance provider can deny the policy to an individual. However, small group health insurance is a guaranteed issue. It means that an insurance provider cannot refuse to insurance a small group. A waiting period of a maximum of six months is applicable for preexisting conditions
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