Maine Insurance Companies

If you live in the state of Maine then Maine insurance should be on your mind. Here we take a look at health insurance and auto insurance in this eastern state.

Health Insurance

In terms of health insurance in this state finding the right policy involves a clever balancing act between price and policy. You want to find a policy that will fulfill your needs but you also want to find a policy that is affordable for you. There is often a tremendous difference between premium rates from one insurance company to another which is why shopping around is so essential. Bear in mind as you conduct your search that group policies are generally easier on the budget than policies that are individual and are found through private health companies.

If it is Maine insurance you want then here are some health insurance companies you should take the time to check out:

•    Aetna Health Inc.
•    Allstate Insurance Company
•    Alta Health and Life Insurance Company


•    Fairfield Insurance Company
•    Family Life Insurance Company
•    Great Northern Insurance Company
•    Hanover Insurance Company

Auto Insurance

You have plenty of options if you are looking for auto insurance coverage in Maine. Statistics tell us that the average insurance premiums paid out in the year 2003 were $730. This is compared to the national average in the same year which was $914. The savings of $184 is considerable!

The amount of money you will pay on Maine insurance for your car depends on a variety of factors. These include your gender, your age, your marital status, your driving record, your territory, the type of vehicle you have, the model of your vehicle, and whether you are the only licensed driver in your household or not.

To get the best price possible on an insurance policy find out what discounts the company offers. Many companies offer discounts based on age. As of 2001 a law was passed that insurance providers must offer drivers who are 55 years of age and older a discount for medical payments. If this does not apply to you then you can look into other types of discounts that might be relevant to you. For example, if you have more than one car then multiple vehicles can net you a discount at many Maine insurance companies. If you are a student who gets good grades then this can get you a discount. New drivers who have taken a drivers education course can also qualify for a discount. It always pays to inquire about discounts.

Some auto insurers to look at in Maine include the Acadia Insurance Company, the Ace American Insurance Company, the Auto Club Insurance Association, the Blue Ridge Insurance Company, the CIM Insurance Corporation, the Federal Insurance Company, the Geico Casualty Company, and the Hanover Insurance Company. Shop around and see what is out there.