Alabama Insurance, Alabama Department of Insurance

The best resource for finding information pertaining to Alabama insurance is the Alabama Department of Insurance.  This department is associated with the government and when it comes to selling or buying insurance in this state, it plays a critical role.  Being able to go online and find all the information you would need in one place is highly beneficial.  For one thing, you would not be running around trying to find key information from multiple sources, instead having it all in one place that could be reviewed in the privacy and comfort of the home.

The Alabama Department of Insurance is sometimes referred to as AODOI.  When you visit the website, you would see that numerous divisions are their responsibility such as anti-fraud, consumer services, examiners, producer licensing, rates and forms, and much more. Although this department serves professionals that sell Alabama insurance, their number one focus is to make sure consumers wanting to purchase insurance are being provided with an excellent product and at a fair premium.

Using the services provided through the Alabama Department of Insurance, you would have the opportunity to review consumer alerts specific to Alabama insurance.  In addition, you would be able to look through information about different programs available in this state to include Health Coverage Tax Credit Program.  Even different types of insurance policies could be reviewed to help you understand when certain coverage is needed and what it entails.  A few examples include flood insurance, long-term care coverage, and homeowner’s insurance.

While visiting the Alabama Department of Insurance, you could also file a formal complaint against someone selling Alabama insurance.  For instance, if you had been working with an agent or company trying to defraud you, perhaps jacking up prices or selling one policy as two as a way of making more money, you could click on the “File a Complaint” category and simply go through the process.  Then, if you were concerned that someone was trying to sell you Alabama insurance without a license, the site has a place that would allow you to verify licensing status prior to filing a complaint.

Another one of the great links for consumers interested in buying Alabama insurance is the “Insurance Company Search” or “Insurance Agent Search” category.  Once you click through, you would be able to look at the company or agent’s history, complaints or other problems, types of coverage offered, and other valuable information that might help you make the decision to ask for a quote or not.  Obviously, knowing information ahead of time saves a tremendous amount of grief.

Just as the Alabama Department of Insurance provides tons of information, publications, and links for consumers, this government agency is also dedicated to helping people who sell Alabama insurance to be the best they can be.  Therefore, insurance companies can conduct a search on current issues, examination reports, fortified or retrofitted construction standards, new domestic company requirements, and the list goes on.

Having one place with comprehensive information specific to Alabama insurance is why this state has a solid reputation for excellent insurance agencies and companies, as well as satisfied consumers.  Of course, if anyone needs assistance or cannot find something in particular, the Alabama Department of Insurance has highly trained staff to assist.